1- Overdraft Accounts:-
This account is granted to finance the operating capital mainly by ensuring the necessary cash liquidity to support several commercial activities with guarantees acceptable to the bank upon which it is agreed, with conditions and features and competitive interest rates, where the overdraft limit is defined according to the effective customer need and it is usually granted for one year, and the bank examines its renewal according to the customer needs.
2- Loans:-
The loans are granted to companies in order to finance the capital needs of new projects or for capital expansions for existing projects or to finance fixed assets. The loan amount is defined according to a financing rate acceptable to projects whose financing is requested.
3- Discount of commercial bills:-
This financing is granted to customers in order to liquidate the debts documented via commercial bills, where the customer obtained the bill amount. These facilities are granted whether once or in form of ceiling that might be used after settling a part of it.
4- Banking bills:-
Facilities are granted in the discounted bills to the bank order so as to settle the credit documents or collection policies at the bank or to finance the purchases in terms of local goods or term-purchases of customers or against dues on projects under construction.
5- Specialized financing:-
- Contractors:-
We finance contractors on the basis of an independent project financing and facilities expire upon completion of the project.
- Industrials:-
Quds Bank designed industrials’ loans to offer direct and indirect facilities for industrial and productive projects.
- Real estate:-
This category of facilities encompasses the financing of establishing lands for sale or lease purposes, including lands for housing or commercial purposes.
6- Stocks Financing:-
Quds Bank offers facilities for purposes traded in stocks through the Palestinian Securities Market according to the instructions of Palestinian Monetary Authority.
7- Financing lease:-
Quds Bank allows the lessee to use the fixed assets that he chose for a specified period of time, against installments upon which it shall be agreed, and at the end of the contract, the ownership of the premise shall be assigned to the lessee in return of a sum to be agreed upon, along with the possibility of buying the asset during the contract period.
8- Syndicated Loans:-
Quds Bank leads, organizes and participates in long term loans to finance major projects, in collaboration with other banks.